Retail Core Banking for Co-operative Banks and Credit Unions

iBanking is a banking software solution developed by iCrats which enables complete computerization of co-operative banks and credit unions operations. It was developed from ground up with close interaction with experts in banking domain and has took nearly 9000 man days for development. It not only benefits from the technical expertise of the company and banking domain expertise of the consultants but also from the problems faced by the consultants and end users during computerization of co-operative banks and credit unions. The system can grow with ever increasing demand of the user. The modular structure makes the future expansion easier.

We lead others follow in innovation in Co-operative banking sector, NBFCs and credit unions in South India – Kerala and Tamil Nadu.

  • Any Branch Banking since 2002
  • Core Banking Solutions since 2003
  • Disaster Recovery sites since 2004
  • SMS alerts and campaigning module since 2005
  • Employee Self Service, Payroll, Pigmy deposit collection machine integration and Intranet since 2006
  • ATM interfacing since 2007
  • Internet banking since 2009
  • NEFT /RTGS since 2010
  • Mobile banking since 2011
  • Biometric authentication and Human Capital Management since 2012
  • Online repayment since 2013
  • GST since 2017
  • Aadhaar Verification since 2018
  • Our systems are secured by multi level authentication/authorization and SSL systems. We do keep detailed audit trail for all the transactions.