iBanking, Call money / Notice deposit

Call money software for Urban Co-operative bank, Service Co-operative bank, Co-operative Societies

  • User definable deposit types and its attributes.
  • For a given deposit type, different interest rates can be set for different customer types for a period.
  • Provision to capture rates for Loan on deposit.
  • Automatic account number generation.
  • Joint account operation with up to four depositors.
  • Provision to capture Operator/Nominee/Guardian details.
  • Provision to freeze accounts.
  • Interest calculation takes holidays also into account if maturity date falls on a holiday. (depends on the attributes set during deposit definition).
  • Automatic lien adjustment during account closing.
  • Cash Transaction limit verification during payment.
  • User updateable Deposit Notice date.